Brock provides you with Basic Life and Basic Accidental Death & Dismemberment (AD&D) insurance coverage at no cost to you.
You can purchase additional life and AD&D protection for you and your family through Brock at competitive group rates.
Life Insurance
If you die, life insurance provides a benefit to your beneficiary(ies). You may designate beneficiaries for your coverage. If you cover your spouse or child(ren), you are the beneficiary.
Evidence of Insurability (EOI) is required for certain amounts of life insurance or if you did not enroll yourself or dependents when first eligible. If required, you will be prompted that EOI is required. No premiums will be deducted until the EOI is approved by Reliance Standard.
Submitting this information is not a guarantee of coverage, and coverage will not become effective until the EOI is approved.
Please note: Pre-existing condition exclusions apply to benefit increases due to changes in earnings of 10% of greater.
Accidental Death &
Dismemberment Insurance
If you or a covered family member dies due to an accident, the full amount of your coverage is payable to your beneficiary(ies). The plan also pays a benefit if you or a covered family member has certain types of injuries due to an accident.
Supplemental AD&D is bundled with supplemental life insurance. If you elect supplemental life insurance, you do not need to make a separate election for supplemental AD&D. To see costs for supplemental AD&D, see the employee supplemental life and spouse supplemental life charts under the Life Insurance menu above.
Additional Information
This table shows the AD&D coverage options available to you:
